Life insurance has many uses, but one size does not fit all. Almost all insurance companies have now updated their life expectancy tables to reflect the fact that we are now living longer. If a person has life insurance and the policy is more than 2 years old, they should absolutely have their policy reviewed by a knowledgeable insurance professional. Assuming that the applicant still has their health, there is a very good chance they may be able to dramatically increase the amount of coverage they have at no additional cost, or simply lower their cost of their current coverage.
You will likely have different life insurance needs at different stages of your life. And with people working longer, customized solutions are more critical than ever.
Here are just some of the reasons you should consider life insurance:
Help replace your income and provide financial security for your dependents.
Help pay final expenses.
Create an inheritance for your heirs.
Help pay federal, state, inheritance, and estate taxes.
Make significant charitable contributions.
Life Insurance is an area of expertise for ABG Wealth Management and we can custom-tailor a plan that meets all your goals and objectives. We look forward to assisting you in leaving a legacy that you can be proud of.
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