Archives for Risk Management

Top Fears of Retirees

It’s October, the month that we typically celebrate “scary stuff” right up until the last day, when Halloween arrives on the 31st. Pretending to be afraid is one thing. But being fearful and anxious in real life, especially as you get older, is not fun at all. The fears that go along with retirement are exactly why we established Alpha Gamma Wealth Management in the first place. It’s our goal to address retirement risks and help ensure our clients have contingency plans in place so they are prepared—doing everything possible to make sure they won’t get shocked, surprised, or thrown
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What You Should Know About Life Insurance

September is Life Insurance Awareness Month, and thus the focus of this month’s blog post. Here are some of the things you should know about life insurance:   Life insurance is a contract. A life insurance policy is basically a contract between you and an insurance company. As with any contract, the terms and conditions should be examined carefully before signing. With a life insurance policy, a trusted financial advisor can help you understand the fine print and compare between different policies to help find the right coverage for the most economical premium.   There are four parties to a
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5 Retirement Pitfalls to Plan Ahead For

We talk a lot about “risk” in retirement, because there are a lot of issues to consider. That’s why retirement planning is so important—it includes contingency plans to cover potential adverse events. Here are five examples: Incapacity Even young people face the possibility that they will become disabled or incapacitated in some way, like getting hurt in an accident—it’s far more likely to happen than we realize. But aging brings with it the risk of slow health deterioration; our bodies and minds can start to slip. It’s important to have all our estate planning documents and various provisions in place
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