Archives for Retirement

How to Make “For Better or Worse” Better in Retirement

How to Make “For Better or Worse” Better in Retirement

February 22, 2019

At Alpha Beta Gamma Wealth Management, we’ve worked with hundreds of couples in our 30+ years serving as financial advisors. And one thing we’ve noticed is that some husbands and wives appear to enjoy their retirements more, seem happier overall, and demonstrate poise in handling life’s unexpected events and transitions. How do they do it? Here are our tips based on direct experience. Both of You Need to Get and Stay Involved When It Comes to Your Money Although one spouse usually ends up taking on the lion’s share of the load when it comes to paying bills and/or managing
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Sales of Indexed Annuities Are Up. Here’s Why.

Sales of Indexed Annuities Are Up. Here’s Why.

November 20, 2018

Indexed annuity sales set records in the third quarter of 2018, according to the preliminary Wink’s Sales & Market Report, in its 85th edition. Non-variable annuity sales—which include indexed annuities, traditional fixed annuities and multi-year guaranteed annuities—increased almost 5% as compared to Q2.1 While variable annuities usually participate in the stock market, thus are subject to market risk or losses, non-variable annuities such as indexed annuities do not. In fact, insurance companies offer principal guarantees.* Furthermore, they offer the opportunity for growth based on a “linked” index’s performance, such as the S&P 500. They are not actually invested in the
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How to Have a Happy Retirement

How to Have a Happy Retirement

May 16, 2018

The most important thing you can do when you retire is have a clear plan for how you want to spend your days. Scheduling is essential so that you don’t begin spending too much time in front of the television instead of living your best life. Here are some ideas for you to consider. You may want to start with a transition period You may want to take a year off when you first retire to get adjusted, decompress and gain perspective, especially if you’ve spent your life engaged in a hectic or stressful career. This is your chance to
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