Indexed annuity sales set records in the third quarter of 2018, according to the preliminary Wink’s Sales & Market Report, in its 85th edition. Non-variable annuity sales—which include indexed annuities, traditional fixed annuities and multi-year guaranteed annuities—increased almost 5% as compared to Q2.1 While variable annuities usually participate in the stock market, thus are subject to market risk or losses, non-variable annuities such as indexed annuities do not. In fact, insurance companies offer principal guarantees.* Furthermore, they offer the opportunity for growth based on a “linked” index’s performance, such as the S&P 500. They are not actually invested in the
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